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TransferPurpose

Used in the purpose field of payout and transfer-related endpoints. Supply the numeric code that best describes the reason for the transfer.
CodeDescription
33Personal asset allocation (个人资产配置)
34Company asset allocation (公司资产配置)
35Goods procurement (货物采购)
36Service fees (服务费)
37Transportation and logistics — sea, land, or air (海陆空交通物流)
38Professional consulting fees (专业咨询费)
39Insurance (保险)
40Investment (投资)
41Property and real estate (物业地产)
42Tourism and accommodation (旅游住宿)
43Loans (贷款)
44Salary and benefits (工资福利)
45Family support (家庭支援)
46Savings (储蓄)

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PaymentPurpose

Used in the paymentPurpose field of sp1101. Describes the intended use of the account and the types of payments the merchant plans to make. See TransferPurpose for the full set of valid codes.
CodeDescription
33Personal asset allocation (个人资产配置)
34Company asset allocation (公司资产配置)
35Goods procurement (货物采购)
36Service fees (服务费)
37Transportation and logistics — sea, land, or air (海陆空交通物流)
38Professional consulting fees (专业咨询费)
39Insurance (保险)
40Investment (投资)
41Property and real estate (物业地产)
42Tourism and accommodation (旅游住宿)
43Loans (贷款)
44Salary and benefits (工资福利)
45Family support (家庭支援)
46Savings (储蓄)

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PaymentType

Used in the paymentType field of sp1301 (RMB Payment). Describes the relationship between the payer and the payee.
ValueDescription
B2BBusiness-to-business payment
B2CBusiness-to-person payment
C2BPerson-to-business payment
C2CPerson-to-person payment

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TradeCodeType

Used in the tradeCode field of sp1301. Classifies the underlying commercial activity that the payment covers.
ValueDescription
TRADEOffline general goods trade
STAYHotel accommodation fees
AIRLINE_TICKETTravel and airline ticket purchases
STUDY_ABROADEducation-related student expenses
SOFTWAREConsulting, technical, or academic service fees
LOGISTICSCargo and logistics costs
INFO_CHARGESInformation service fee
ADVER_SERVICEAdvertising and PR expenses
EXPORTED_GOODSPayment of goods for cross-border e-commerce
SALARYSalary or commission payments
ONLINE_GAMEOnline game equipment or in-game purchases
E_COMMERCEGeneral e-commerce transactions

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TradePurpose

Used in the payReduceList[].purpose field of sp1301. Specifies the precise trade purpose associated with each line item in an RMB payment order.
ValueDescription
GOODSTRADEGeneral goods trade
PLANETICKETAirline ticket purchase
HOTELACCOMMODATIONHotel accommodation
STUDYABROADStudy abroad (primary)
STUDYABROAD2Study abroad (secondary category)
TRAVELTravel (primary)
TRAVEL2Travel (secondary category)
SOFTWARESoftware or technical service fees
COMMUNICATIONCommunication services
TRANSPORTTransportation — import, sea freight
TRANSPORT2Transportation — export, sea freight
TRANSPORT3Transportation — export, air freight
TRANSPORT4Transportation — import, air freight
TRANSPORT5Transportation — export, land freight
TRANSPORT6Transportation — import, land freight
TRANSPORT7Transportation — postal services

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PayMethod

Used in the payMethod field of sp1301. Specifies when the buyer pays relative to the delivery of goods or services.
ValueDescription
cash_on_deliveryPayment is collected at the time of delivery
advancePrepayment — buyer pays before goods are shipped or services rendered

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BizType

Used in the bizType field of sp2403 (Bill Query). Identifies the category of fee or service reflected in a billing record.
ValueDescription
000008E-commerce collection fees
000012VA monthly management fee
000013Trade collection fee
000015Monthly platform maintenance fee
C00001Cross-border RMB entry
C00002Distributed worldwide
C00003Platform deposit fee
C00004Platform withdrawal fee

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BusiType

Used in the busiType field of sp2404 (Flow Query). Classifies the type of financial flow recorded in a transaction statement.
ValueDescription
C00Accounting statements
C01Currency exchange
C02Exchange returned
C05RMB payment
C06RMB payment returned
C07Foreign currency payments
C08Foreign currency returned
C09Payouts
C10Withdrawals returned
C11Premium
C12Fee refund
C13Collection
C20Account transfers
C21Transfer fees
C22Crediting fee
C23Platform management fee

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SourceFunds

Used in the sourceFunds field of sp1101 (Merchant Access Application). Declares the origin of the funds held in the merchant’s account.
ValueDescription
01Bank transfer
03Company revenue
04Trade collection proceeds
05Investment income

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BankType

Used in the bankType field of sp1103 when initiating offline or service-trade remittances. Selects the correspondent banking channel through which the payment will be routed.
ValueBank / ChannelRouting Type
001DBS Bank (HK)LOCAL
002DBS Bank (HK)SWIFT
003Bank Negara Indonesia (BNI)LOCAL
006Banking CircleSWIFT
008Community Federal Savings BankLOCAL
009The Currency CloudLOCAL
010The Currency CloudSWIFT