> ## Documentation Index > Fetch the complete documentation index at: https://developer.gcashier.com/llms.txt > Use this file to discover all available pages before exploring further. # Payment & Trade Enum Values > Enum values for payment types, trade codes, pay methods, business flow types, fund sources, and bank channels used across Gcashier Pay APIs. ## TransferPurpose Used in the `purpose` field of payout and transfer-related endpoints. Supply the numeric code that best describes the reason for the transfer. | Code | Description | | ---- | ---------------------------------------------------------- | | `33` | Personal asset allocation (个人资产配置) | | `34` | Company asset allocation (公司资产配置) | | `35` | Goods procurement (货物采购) | | `36` | Service fees (服务费) | | `37` | Transportation and logistics — sea, land, or air (海陆空交通物流) | | `38` | Professional consulting fees (专业咨询费) | | `39` | Insurance (保险) | | `40` | Investment (投资) | | `41` | Property and real estate (物业地产) | | `42` | Tourism and accommodation (旅游住宿) | | `43` | Loans (贷款) | | `44` | Salary and benefits (工资福利) | | `45` | Family support (家庭支援) | | `46` | Savings (储蓄) | *** ## PaymentPurpose Used in the `paymentPurpose` field of **sp1101**. Describes the intended use of the account and the types of payments the merchant plans to make. See [TransferPurpose](#transferpurpose) for the full set of valid codes. | Code | Description | | ---- | ---------------------------------------------------------- | | `33` | Personal asset allocation (个人资产配置) | | `34` | Company asset allocation (公司资产配置) | | `35` | Goods procurement (货物采购) | | `36` | Service fees (服务费) | | `37` | Transportation and logistics — sea, land, or air (海陆空交通物流) | | `38` | Professional consulting fees (专业咨询费) | | `39` | Insurance (保险) | | `40` | Investment (投资) | | `41` | Property and real estate (物业地产) | | `42` | Tourism and accommodation (旅游住宿) | | `43` | Loans (贷款) | | `44` | Salary and benefits (工资福利) | | `45` | Family support (家庭支援) | | `46` | Savings (储蓄) | *** ## PaymentType Used in the `paymentType` field of **sp1301** (RMB Payment). Describes the relationship between the payer and the payee. | Value | Description | | ----- | ---------------------------- | | `B2B` | Business-to-business payment | | `B2C` | Business-to-person payment | | `C2B` | Person-to-business payment | | `C2C` | Person-to-person payment | *** ## TradeCodeType Used in the `tradeCode` field of **sp1301**. Classifies the underlying commercial activity that the payment covers. | Value | Description | | ---------------- | ----------------------------------------------- | | `TRADE` | Offline general goods trade | | `STAY` | Hotel accommodation fees | | `AIRLINE_TICKET` | Travel and airline ticket purchases | | `STUDY_ABROAD` | Education-related student expenses | | `SOFTWARE` | Consulting, technical, or academic service fees | | `LOGISTICS` | Cargo and logistics costs | | `INFO_CHARGES` | Information service fee | | `ADVER_SERVICE` | Advertising and PR expenses | | `EXPORTED_GOODS` | Payment of goods for cross-border e-commerce | | `SALARY` | Salary or commission payments | | `ONLINE_GAME` | Online game equipment or in-game purchases | | `E_COMMERCE` | General e-commerce transactions | *** ## TradePurpose Used in the `payReduceList[].purpose` field of **sp1301**. Specifies the precise trade purpose associated with each line item in an RMB payment order. | Value | Description | | -------------------- | ------------------------------------- | | `GOODSTRADE` | General goods trade | | `PLANETICKET` | Airline ticket purchase | | `HOTELACCOMMODATION` | Hotel accommodation | | `STUDYABROAD` | Study abroad (primary) | | `STUDYABROAD2` | Study abroad (secondary category) | | `TRAVEL` | Travel (primary) | | `TRAVEL2` | Travel (secondary category) | | `SOFTWARE` | Software or technical service fees | | `COMMUNICATION` | Communication services | | `TRANSPORT` | Transportation — import, sea freight | | `TRANSPORT2` | Transportation — export, sea freight | | `TRANSPORT3` | Transportation — export, air freight | | `TRANSPORT4` | Transportation — import, air freight | | `TRANSPORT5` | Transportation — export, land freight | | `TRANSPORT6` | Transportation — import, land freight | | `TRANSPORT7` | Transportation — postal services | *** ## PayMethod Used in the `payMethod` field of **sp1301**. Specifies when the buyer pays relative to the delivery of goods or services. | Value | Description | | ------------------ | --------------------------------------------------------------------- | | `cash_on_delivery` | Payment is collected at the time of delivery | | `advance` | Prepayment — buyer pays before goods are shipped or services rendered | *** ## BizType Used in the `bizType` field of **sp2403** (Bill Query). Identifies the category of fee or service reflected in a billing record. | Value | Description | | -------- | -------------------------------- | | `000008` | E-commerce collection fees | | `000012` | VA monthly management fee | | `000013` | Trade collection fee | | `000015` | Monthly platform maintenance fee | | `C00001` | Cross-border RMB entry | | `C00002` | Distributed worldwide | | `C00003` | Platform deposit fee | | `C00004` | Platform withdrawal fee | *** ## BusiType Used in the `busiType` field of **sp2404** (Flow Query). Classifies the type of financial flow recorded in a transaction statement. | Value | Description | | ----- | ------------------------- | | `C00` | Accounting statements | | `C01` | Currency exchange | | `C02` | Exchange returned | | `C05` | RMB payment | | `C06` | RMB payment returned | | `C07` | Foreign currency payments | | `C08` | Foreign currency returned | | `C09` | Payouts | | `C10` | Withdrawals returned | | `C11` | Premium | | `C12` | Fee refund | | `C13` | Collection | | `C20` | Account transfers | | `C21` | Transfer fees | | `C22` | Crediting fee | | `C23` | Platform management fee | *** ## SourceFunds Used in the `sourceFunds` field of **sp1101** (Merchant Access Application). Declares the origin of the funds held in the merchant's account. | Value | Description | | ----- | ------------------------- | | `01` | Bank transfer | | `03` | Company revenue | | `04` | Trade collection proceeds | | `05` | Investment income | *** ## BankType Used in the `bankType` field of **sp1103** when initiating offline or service-trade remittances. Selects the correspondent banking channel through which the payment will be routed. | Value | Bank / Channel | Routing Type | | ----- | ------------------------------ | ------------ | | `001` | DBS Bank (HK) | LOCAL | | `002` | DBS Bank (HK) | SWIFT | | `003` | Bank Negara Indonesia (BNI) | LOCAL | | `006` | Banking Circle | SWIFT | | `008` | Community Federal Savings Bank | LOCAL | | `009` | The Currency Cloud | LOCAL | | `010` | The Currency Cloud | SWIFT |